Tailored Investment Solutions Investment Units

Tailored Investment Solutions is currently offering investors the four following investment opportunities:

• ASX 200 Investment Units Series 3;
• Diversified Property Investment Units Series 1;
• SPDR Gold Shares (GLD) Units Series 2; and
• Global Billionaires Investment Units Series 1.

The objective of each Series of Units is to deliver positive returns to Investors over a 3 year period.

The Units provide Investors with notional exposure to the relevant Reference Basket for a period of 3 years, and the right to purchase, at Maturity, using any gains made on the Units over the Investment Term, shares in a leading Australian company, Telstra Corporation.

Features Include:

• potential for enhanced exposure to the relevant Reference Basket (because the Issue Price is a fraction of the Notional Exposure);
• potential for returns at Maturity which are determined by reference to the performance of the relevant Reference Basket over the Investment Term;
• potential for two Coupon payments during the Investment Term; and
• In the case of SPDR Gold Shares (GLD) Units Series 2 and Global Billionaires Investment Units Series 1, the Final Value and Coupons are subject to foreign exchange risk and movements in the AUD/USD exchange rate will affect the amount of the Final Value and Coupons (if any).

Key Risks

• Investors’ returns (including Coupons) are affected by the performance of the relevant Reference Basket. There is no guarantee that the Reference Basket will perform well.
• There is no guarantee that the Units will generate returns in excess of the Total Investment Amount. Investors may lose their entire Total Investment Amount.
• There is no minimum Final Value. The Final Value depends on the performance of the Reference Basket Value, the amount of the First Coupon and Second Coupon and, in the case of the SPDR Gold Shares (GLD) Units Series 2 and Global Billionaires Investment Units Series 1 Units, the AUD/USD exchange rate on the relevant Maturity Date. The Final Value will be equal to zero if there has not been an increase in the Reference Basket Value (subject to averaging) greater than the Gross First Coupon and Gross Second Coupon over the full Investment Term. The Final Value of the SPDR Gold Shares (GLD) Units Series 2 and Global Billionaires Investment Units Series 1 Units is subject to foreign exchange risk and movements in the AUD/USD exchange rate will affect the amount of the Final Value.
• There may be no Coupons where the Reference Basket Value has remained constant or declined over the Investment Term. The Coupons are capped at 10% of the performance of the Reference Basket Value (before conversion to AUD, in the case of the SPDR Gold Shares (GLD) Units Series 2 and Global Billionaires Investment Units Series 1 Units, and the subtraction of the Performance Fee).
• There is no established market for the Units. The Issuer has the right to accept or reject redemptions in its absolute discretion. Generally, the Issuer would only reject or defer an Issuer Buy-Back request if it is unable to adequately unwind its hedging arrangements.
• Investors are subject to counterparty credit risk with respect to the Issuer and the Hedge Counterparty.
• If the Issuer defaults under the Hedge, then the Hedge Counterparty will have the right (but not the obligation) to terminate the Hedge of that Series. If the Hedge is terminated, it will be an early unwind and the value derived will be the early termination value of the Hedge. This may be significantly less than the value that the Investor could expect on Maturity, and may be zero.
• Investors are limited in their recourse against the Issuer (for example, if the Issuer defaults under the Units or the PDS) to only the amounts recovered or recoverable under the Hedge corresponding to their Series of DPA. Otherwise, Investors have no recourse to the Issuer personally, and cannot claim any amounts greater than the Final Value plus any Coupons that were, or could have been due and owing.

Product Disclosure Statement (PDS)

To download a PDS dated 7 February 2020 please click here.
To download the Supplementary PDS dated 18 March 2020 please click here.
To download the Supplementary PDS dated 6 March 2023 please click here.
To download the Target Market Determination dated 13 March 2023 please click here.

Important Information

Tailored Investment Solutions Investment Units are issued by Tailored Investment Solutions Pty Ltd (ACN 169 320 905) (the “Issuer”) and arranged by Pinnacle Securities Pty Ltd (ABN 61 608 667 778, AFSL 485760).