Tailored Investment Solutions™
Rogers International Commodity Index™ (RICI®) Units

The Tailored Investment Solutions™ RICI® Units provide investors with exposure to the performance of the Rogers International Commodity Index™ (RICI®) measured in US Dollars.

Issued by Tailored Investment Solutions Pty Ltd and arranged by Valuestream Investment Management Limited (as arranger).

Features Include:

• Potential for returns at Maturity which are determined by reference to movement in the index value of the Rogers International Commodity Index™ over the Investment Term. If the Reference Asset has increased sufficiently, Investors may receive returns through two potential coupon payments, and/or a Final Value at maturity.
• Potential for enhanced returns (but also enhanced losses) from an increased exposure to the Reference Asset as the initial Investment Amount is a fraction of the total Notional Exposure;
• An investment term of approximately 3 years;
• Self-managed superannuation funds ("SMSFs") are eligible to apply for the Units.
• Potential for Coupons of up to 9% p.a. of the Notional Exposure paid at the end of each of the first 2 years of the Investment Term, and/or a Final Value at Maturity depending on the performance of the Reference Asset. The Coupons and Final Value (if any) will be reduced by the amount of the performance fee (which is 10% of the return). Please refer to section 3.2 "Key Information" and section 7 "Worked Examples" of the PDS for more information.

Key Risks

• Your return is affected by the performance of the Reference Asset. There is no guarantee that the Reference Asset will perform sufficiently for you to receive any Coupons or Final Value.
• The Total Investment Amount is at risk.
• Payment of the Coupons and Final Value (if any) relies on the Issuer meeting its obligations, and the Hedge Counterparty meeting their obligations under the Hedge. If either the Issuer or the Hedge Counterparty become insolvent, you may receive nothing back and may lose your entire investment.
• In the event of an Investor requested Issuer Buy-Back, Early Maturity Event or if the Units are otherwise terminated before the Maturity Date, you will not receive any further Coupons or Final Value which may otherwise have become payable. Instead you will receive an amount equal to what the Issuer receives from the Hedge Counterparty (if any) minus any applicable fees or costs.
• There may be no Coupons where the Reference Asset has remained constant, declined, or has not risen sufficiently over the relevant period to cover any Performance Fees and/or previous Coupons paid. The first and second Coupons are capped at 9% of the Notional Exposure per Unit (i.e. $0.09 per Unit).
• Gains (and losses) may be magnified by the Notional Exposure per Unit being greater than the Issue Price per Unit.
• The Performance Coupons and Final Value are subject to movements in the AUD/USD exchange rate and this will affect the amount of the Final Coupon payable. If the AUD/USD exchange rate increases, the Coupon amount will decrease.

Product Disclosure Statement (PDS)

To download a PDS dated 20 October 2014 please click here.
To download the Supplementary PDS dated 7 August 2017 click here.
To download the Supplementary PDS dated 26 June 2019 click here.
To download the Change of Arranger Supplementary PDS dated 6 April 2020 click here.

REFERENCE ASSET VALUE

Average Initial Reference Asset Value

This investment is designed to be held to maturity. Any investors seeking to redeem prior to maturity may receive an amount significantly different to performance of the reference asset.

Important Information

Tailored Investment Solutions™ Rogers International Commodity Index™ (RICI®) Units are issued by Tailored Investment Solutions Pty Ltd (ACN 169 320 905) (the "Issuer") and arranged by Finexia Securities Limited (ABN 61 608 667 778, AFSL 485760).