Tailored Investment Solutions CSI95
(Capital Shield Investment) Units

The Tailored Investment Solutions CSI95 (Capital Shield Investment) Units offers an approximately five-year investment that aims to provide investors with the potential to benefit from exposure to the ASX200 Index, or a basket of Diversified International shares. The Units include 95% Capital Protection, whereby the maximum downside risk is limited to 5% of an investor’s initial capital outlay.

Issued by Tailored Investment Solutions Pty Ltd and arranged by Finexia Securities Pty Ltd (as arranger).

Series 1 Reference Asset for CSI95 (Capital Shield Investment) Units is:

• S&P/ASX 200 Index

Series 2 offers exposure to a basket consisting of:

• Berkshire Hathaway Inc Class-B (30% weighting)
• MSCI World Index (USD) (30% weighting)
• iShares 20+ Year Treasury Bond ETF (20% weighting)
• Bloomberg Commodity Index (USD) (20% weighting)

Features Include:

• potential for exposure to the Reference Asset;
• potential for a return at Maturity and Coupons during the Investment Term which are determined by reference to the performance of the Reference Asset over the Investment Term; and
• capital protection which limits an Investor’s maximum loss to 5% of their Total Investment Amount (provided Units are held to the scheduled Maturity Date and do not terminate earlier, and the Issuer does not default on its obligations).

Key Risks

• Investors’ returns (including Coupons) are affected by the performance of the Reference Asset. There is no guarantee that the Reference Asset will perform well.
• There is no guarantee that the Units will generate returns in excess of the Total Investment Amount. Investors may lose their entire Total Investment Amount.
• The Final Value is determined on the Maturity Date, and will be the Notional Exposure per Unit multiplied by the increase in the Reference Asset Value over the Investment Term, less any Coupons paid and less any Performance Fees, plus the Capital Protected Amount of $0.95. As such, there is a minimum Final Value of $0.95 per Unit however this Capital Protected Amount will only apply where Investors hold their Units to the scheduled Maturity Date.
• There may be no Coupons where the Reference Asset Value has remained constant or declined over the Investment Term. The Coupons are capped at 5% of the performance of the Reference Asset Value (before subtraction of the Performance Fee).
• There is no established market for the Units. The Issuer has the right to accept or reject redemptions in its absolute discretion. Generally, the Issuer would only reject or defer an Issuer Buy-Back request if it is unable to adequately unwind its hedging arrangements.
• Investors are subject to counterparty credit risk with respect to the Issuer and the Hedge Counterparty.
• If the Issuer defaults under the Hedge, then the Hedge Counterparty will have the right (but not the obligation) to terminate the Hedge of that Series. If the Hedge is terminated, it will be an early unwind and the value derived will be the early termination value of the Hedge. This may be significantly less than the value that the Investor could expect on Maturity and may be zero.
• Investors are limited in their recourse against the Issuer (for example, if the Issuer defaults under the Units or the PDS) to only the amounts recovered or recoverable under the Hedge corresponding to their Series of DPA. Otherwise, Investors have no recourse to the Issuer personally, and cannot claim any amounts greater than the Final Value plus any Coupons that were or could have been due and owing.

Please refer to Section 8 “Risks” of the PDS for a complete description of all the risks that apply.

Product Disclosure Statement (PDS)

To download a PDS dated 17 November 2023 please click here.
To download the Target Market Determination click here.

Important Information

Tailored Investment Solutions CSI95 (Capital Shield Investment) Units Series 1 & Series 2 are issued by Tailored Investment Solutions Pty Ltd (ACN 169 320 905) (the “Issuer”) and arranged by Finexia Securities Pty Ltd (ABN 61 608 667 778, AFSL 485760).